Working in a high-risk profession makes insurance an essential investment. Whether you’re working with chemicals, waste or other risky fields, the potential for accidents is naturally greater
High-risk insurance provides cover for businesses that are considered more dangerous to those doing the work. If you work in areas like petrochemicals, waste, pest control, and steel erection you will undoubtedly encounter more hazards than the average worker. Most of these high-risk professions being exposed to dangerous materials like heat or fumes, or working from height. As you would expect this significantly increases the likelihood of accidents. This could lead to your staff, members of the public, or customers, taking legal action against you. Insurance covers you for this eventuality.
High Risk Trades Insurance Products
There are a wide range of products that are suitable for businesses that operate in high risk industries. You can find some of them below, but we always recommend a thorough review of your own unique needs before arranging specific insurance.
The importance of High Risk Trade Insurance
Let's be frank, the clue is in the name. If you work in an industry that is considered high risk, then you need to mitigate those risks. And that is the very definition of what insurance does. But it's not always easy to get the right cover. As your job is dangerous, most insurers are somewhat reluctant to cover you, believing it is simply not worth the risk. After all, as we have said, the riskier your work is, the more likely it is that an insurer will have to pay out. This often means that companies in high-risk industries are forced to settle for inadequate cover that doesn’t provide the protection they need. But that's where we come in. We will work with you to understand all the risks you face and arrange cover that is perfectly tailored to you and provides the protection you need.
We’re here to help
We would be delighted to help you or your business with your insurance needs. Whether you need a specific product, or a full review of your current set up, just get in touch and we will come back to you quickly.