What is Employers' Liability Insurance?
Employers’ Liability Insurance protects you and your business. It covers you for compensation costs if an employee is injured or becomes ill because of the work they do for you. It should be noted that it is legally required for almost all businesses in the UK. Your employees could be entitled to sue you if something happens and compensation payments can be enormous. Employers’ Liability Insurance, helps protect you from extra costs.
What does Employers' Liability Insurance cover?
Employers' Liability Insurance covers the costs that arise from claims made by your employees if they've become ill or injured as a result of working for you. This means the following is generally covered:
Do you need Employers' Liability Insurance?
If your business has employees, then the answer is pretty simple; yes. It's a requirement of UK to have Employers’ Liability in place. And, if you’re not properly insured, the fines are pretty hefty; as much as £2,500 for every day you’re not fully covered. It's also important to note that the law doesn’t just cover formal employees. Even ff you have volunteers working at your business, you’ll need employers’ liability insurance for them.
We can arrange Employers' Liability Insurance for your business
We have many years of experience in arranging cover for our clients in Leeds and the surrounding areas. We can help you understand the level of cover you need through our simple process.
We’re here to help
We would be delighted to help you or your business with your insurance needs. Whether you need a specific product, or a full review of your current set up, just get in touch and we will come back to you quickly.