Employers' Liability Insurance

Employers’ Liability Insurance protects you and your business. It covers you for compensation costs if an employee is injured or becomes ill because of the work they do for you. It should be noted that it is legally required for almost all businesses in the UK. Your employees could be entitled to sue you if something happens and compensation payments can be enormous. Employers’ Liability Insurance, helps protect you from extra costs.

Employers' Liability Insurance covers the costs that arise from claims made by your employees if they've become ill or injured as a result of working for you. This means the following is generally covered:

If your business has employees, then the answer is pretty simple; yes. It's a requirement of UK to have Employers’ Liability in place. And, if you’re not properly insured, the fines are pretty hefty; as much as £2,500 for every day you’re not fully covered. It's also important to note that the law doesn’t just cover formal employees. Even ff you have volunteers working at your business, you’ll need employers’ liability insurance for them.

We have many years of experience in arranging cover for our clients in Leeds and the surrounding areas. We can help you understand the level of cover you need through our simple process.