an empty boardroom

Employers' Liability Insurance


A policy that helps protect you and your business no matter how many employees you have

What is Employers' Liability Insurance?

Employers’ Liability Insurance protects you and your business. It covers you for compensation costs if an employee is injured or becomes ill because of the work they do for you. It should be noted that it is legally required for almost all businesses in the UK. Your employees could be entitled to sue you if something happens and compensation payments can be enormous. Employers’ Liability Insurance, helps protect you from extra costs.


What does Employers' Liability Insurance cover?

Employers' Liability Insurance covers the costs that arise from claims made by your employees if they've become ill or injured as a result of working for you. This means the following is generally covered:

a white tick on green background

Covers the costs of settling or defending claims made by employees

a white tick on green background

Lost income

An Employers' Liability policy will cover income employees lose while they’re out of action

a white tick on green background

Medical bills

It covers the medical costs of treatment for sick or injured employees

a white tick on green background


If you go to court and lose a claim, compensation will also be covered

man in office on a mobile phone

Do you need Employers' Liability Insurance?

If your business has employees, then the answer is pretty simple; yes. It's a requirement of UK to have Employers’ Liability in place. And, if you’re not properly insured, the fines are pretty hefty; as much as £2,500 for every day you’re not fully covered. It's also important to note that the law doesn’t just cover formal employees. Even ff you have volunteers working at your business, you’ll need employers’ liability insurance for them.


We can arrange Employers' Liability Insurance for your business

We have many years of experience in arranging cover for our clients in Leeds and the surrounding areas. We can help you understand the level of cover you need through our simple process.

Step 1: Your business

We meet with you to understand your unique business and the risks it faces.

Step 2: Find your policy

We will take the information away and research the market to find the most suitable policy for you,

Step 3: You're covered

Once you have agreed, we put your policy in place and you can be confident you are covered.

six office workers around a boardroom table

We’re here to help

We would be delighted to help you or your business with your insurance needs. Whether you need a specific product, or a full review of your current set up, just get in touch and we will come back to you quickly.

Contact us