Business Interruption Insurance

Business Interruption Insurance covers the consequential loss of income that your business may experience following an unexpected event. Things like fires, floods and break-ins. The good thing about Business Interruption Insurance is that it can cover both the indirect loss of business and your ongoing revenue. It is worth noting that many business owners think that their property insurance will take care of everything. But that is not the case.

There is an easy answer. Yes. Of course, when things good it’s very easy to overlook the risks your business may face. But it pays to be prepared. What would happen to your business if your premises became unusable? How would you manage to function without your equipment? The most common issues covered by business interruption are the after-effects and loss of profit following theft, fire and flood and other insured events. Yet ther is more to consider. What happens if there is a failure of public utilities or you experience a cyber attack. All of these scenarios can be covered as part of an all encompassing business interruption policy. This is an area that requires specialist advice. And that's where we come in.

How much cover you need is very much dependent on your specific business. We can work with you to understand your unique requirements and create a policy that fits your business like a glove.