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Business Interruption Insurance


Protect your business against loss of income should you not be able to trade due to an unexpected event

What is Business Interruption Insurance?

Business Interruption Insurance covers the consequential loss of income that your business may experience following an unexpected event. Things like fires, floods and break-ins. The good thing about Business Interruption Insurance is that it can cover both the indirect loss of business and your ongoing revenue. It is worth noting that many business owners think that their property insurance will take care of everything. But that is not the case.


Do you need Business Interruption Insurance?

There is an easy answer. Yes. Of course, when things good it’s very easy to overlook the risks your business may face. But it pays to be prepared. What would happen to your business if your premises became unusable? How would you manage to function without your equipment? The most common issues covered by business interruption are the after-effects and loss of profit following theft, fire and flood and other insured events. Yet ther is more to consider. What happens if there is a failure of public utilities or you experience a cyber attack. All of these scenarios can be covered as part of an all encompassing business interruption policy. This is an area that requires specialist advice. And that's where we come in.


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Do you carry stock?

If you carry a lot of stock, or require substantial premises in order to operate, Business Interruption Insurance could be the only way to stay in business long enough to get back on your feet.

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Do you need to maintain customer loyalty?

Even the most loyal customers will find new suppliers quickly when you can't help them

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If an interruption would affect your ability to trade

If you think an incident of that kind might seriously affect revenue or profit, then you should consider arranging Business Interruption Insurance

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How much Business Interruption cover do you need?

How much cover you need is very much dependent on your specific business. We can work with you to understand your unique requirements and create a policy that fits your business like a glove.


Step 1: Your business

We meet with you to understand your unique business and the risks it faces.

Step 2: Find your policy

We will take the information away and research the market to find the most suitable policy for you.

Step 3: You're covered

Once you have agreed, we put your policy in place and you can be confident you are covered.

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We’re here to help

We would be delighted to help you or your business with your insurance needs. Whether you need a specific product, or a full review of your current set up, just get in touch and we will come back to you quickly.

Contact us