Chartered Insurance Brokers

ExtraCover – Cricket Club Insurance


ExtraCover Insurance provides an all round cover for your Cricket Club, irrespective of the size.

Marshall Wooldridge have provided insurance services to our clients since 1973. From this time we have operated sports insurance schemes which have been developed continuously with specialist knowledge & expertise.

 

Our dedicated workforce understands the needs and requirements of Cricket Clubs, Associations, Boards and Leagues, and as such are the exclusive brokers for the ExtraCover Insurance scheme which is the only insurance policy supported and endorsed by the England & Wales Cricket Board (ECB). We understand that every club is different and we will help you understand, and make an informed decision about exactly what insurance covers you require.

 

We also have facilities to insure Umpires Associations against their risks and liabilities.

 

Marshall Wooldridge, together with Allianz and Zurich, have created the most comprehensive policy for Cricket Clubs, Associations, Boards, Leagues and Umpires. The policy wording goes far wider than any others on the market with a premium that remains competitive.

 

Under the core cover of Public and Products liability, you will be insured if any party brings a claim against you for bodily injury or property damage anywhere within the UK occurring during the period of insurance. It automatically includes Employers Liability, Member to Member Liability, official social functions, bonfire and firework displays and other events hosted for the benefit of the club, legal and other costs in connection with the defence of any valid claim.

 

Our Public Liability cover goes beyond that required for the ECB guidelines for ClubMark accreditation and is fully compliant with the ECB’s All Stars programme

 

You may also purchase cover for the following, but not restricted to:

 

Directors’ and officers’ liability – for claims brought against your directors, partners, trustees, committee members or officers for any breach of duty.

Commercial Legal Expenses – provides 24 hr commercial legal advice, and ensures that the club are in a position to employ a solicitor to enforce their rights or to defend legal action being brought against them.

Property damage – insures your buildings, outbuildings, scoreboxes, whatever the construction, machinery and general contents. Subsidence cover is available by request.

Personal Accident – insures all Club members for accidental bodily injury while cricket matches, practice, coaching sessions, maintenance/preparation of the pitch.

Specified All Risks – insures individual items providing comprehensive cover for Club Bags, Cups & Trophies, Non-Turf Pitches, Netting and Poles, Cricket Square, Sightscreens & Pitch Covers, Fixed Benches & Boundary Ropes, Bowling Machinery and Portable Scoreboards, Portable Electronic Equipment and Marine Cargo Containers.

 

In order to obtain a quotation for any of the above insurance products please get in touch in one of the following ways;

– Complete the below proposal form and email to extracover@marswool.com or fax to 0113 250 1836 and we will be in touch within 24 hours of submission.

– Call our office on either 0800 289301 or 0113 250 6614 to speak to one of our team to discuss your insurance requirements.

ExtraCover Insurance Proposal Form – The relevant sections are editable to complete on your computer. Just remember to click save!

 

Relevant Policy documents

 

Guide to sums insured

 

When looking at insurance cover, you need to insure any items for a value to replace or buildings for a rebuild cost. In today’s tough economic climate, many businesses are not prioritising the valuation and risk assessment aspect of their insurance programme, fearful that it may lead to higher premiums.

 

However, underinsuring your contents or building can have catastrophic consequences and effect how quickly the club can get back on its feet following a loss.

 

Recent research has shown that 8 out of 10 properties in the UK are underinsured!

 

In the property market, there is often confusion between the market value of a property and its rebuild cost. Charges for building materials and labour also change regularly and many businesses forget to include the fees for removing debris and clearing the site before a rebuild even starts. Where a business does not get on top of these issues, then its sums insured are unlikely to be accurate.

 

Underinsurance is also prevalent in the plant and machinery market. The lead times for bespoke machinery are often longer than expected and when plant is coming from overseas, the impact of currency fluctuation also has to be factored into the equation.

 

We do our best to work closely with each club to make sure that the clubs are properly assessed, and to ensure that valuations are up to date index linking is applied in line with inflation.

 

In order for the club to consider what sum to insure for we have created two aide memoires, one for your machinery and plant and the other for your pavilion/clubhouse.
Plant & Machinery Inventory

Re-build costs for Clubhouse

If you have any questions about insuring for a fair reflection then please get in touch with the team.

 

How to make a claim

 

In the unfortunate event that you need to make a claim on your policy, our claims specialists will take a proactive role in advising and arranging quick settlement of the simplest to the most complicated of claims. You will be provided a dedicated Claims Handler who will assist you throughout the period of the claim, and Marshall Wooldridge can also play a major role in minimising potential losses and enable businesses to resume trading with minimum disruption.

 

As soon as you become aware of any incident where a claim may arise, please contact the ExtraCover Claims Team immediately on +44 (0)113 250 6614 or Freephone 0800 289301 (between the hours of 9am to 5pm). If it is outside of this time then please email the team on extracover@marswool.com

When contacting us, please provide as much detail of the claim as possible, to include contact details of the key people involved and any documents relevant to the claim.

 

For any liability claim that has been brought against the club you must notify us as soon as possible. Any correspondence from the Third Party should be passed to the Insurers to respond to, rather than the club.

 

If the claim involves any criminal damage you must report the policy as soon as you are able and provide the crime reference number. Any photographs of the damage caused would also provide supporting evidence.

 

Should you believe the total loss of the claim exceed £5,000 in cost then please notify the Claims Handler as early as possible in order that we can appoint our Critical Loss Specialist who will be able to take a proactive approach in your.

 

Public Liability Claim Form

Personal Accident Claim Form

Property Damage Claim Form

 

Once completed please send to the address in the form, fax on 0113 250 1836 or return by email to extracover@marswool.com with the subject “Claim – Your Cricket Club”

 

 

Prize Draw 2017 - Terms and Conditions

The terms and conditions for the Prize Draw.

The Prize – Three lucky clubs will receive tickets for 4 club members to enjoy full hospitality in the Grand Stand box of Allianz at the home of cricket, Lords on the 9th September 2017.

All entrants will be deemed to have accepted and be bound by the following rules:

1. Entry is restricted to trading entities who are insured via Marshall Wooldridge during the period 1st March 2017 to 1st March 2018 or who have obtained a quote for insurance through Marshall Wooldridge during the period 1st January and 28th February 2017.

2. Sole trader or partnership entrants must be 18 years or over.

3. Overseas residents are excluded.

4. Where appropriate entrants must have the consent of their employer.

5. Only one entry per business/cricket club and restricted to one prize draw throughout the promotion.

6. Neither Marshall Wooldridge nor Allianz Insurance plc are responsible for lost entries, delayed entries or mis-transmitted entries. Proof of posting or transmission will not be accepted as proof of delivery.

7. The closing date for entries is 2400hrs 1st March 2017

8. Eligible entries submitted during the period 1st January and 29th February 2017 will be entered into the prize draw held on the 7th March 2017.

9. Allianz Insurance plc’s decision will be final. No correspondence will be entered into concerning the decision and Allianz Insurance plc reserves the right to amend or alter the terms of the prize draw.

10. The winner(s) will be drawn at random and notified by telephone. If the prize is not claimed within the period from the draw on 7th March up to 1st April 2017 then another winner will be drawn at random and notified.

11. There is only one prize to be won. The prize is non transferable and no cash alternative is available. The prize does not include transport to or from Lord’s cricket ground in London or overnight accommodation.

12. In the event that the prize is unavailable because of circumstances beyond the control of Allianz Insurance Plc, then Allianz Insurance plc may substitute for prize(s) of equal value.

13. The prize may be taxable and winners should contact their accountants for advice.

14. Marshall Wooldridge Limited and Allianz Insurance Plc reserve the right to publish the winner’s names and photos in any post-event publication including ExtraCover News.

15. Winners agree to take part in any publicity related to this prize draw.

16. The Winner’s name will be available on request from Marshall Wooldridge Ltd, 14 -16 Ivegate, Yeadon, Leeds, LS19 7RE

17. The winners agree to abide by the Lord’s Ground Regulations and terms and conditions which can be found on their website www.lords.org.

18. Employees, agents and families of Marshall Wooldridge Limited and Allianz Insurance Plc are excluded from entry.

19. Allianz Insurance Plc reserves the right to discontinue this competition at any point in time.

20. The promoter of this prize draw is Allianz Insurance Plc whose registered address is 57 Ladymead, Guildford, Surrey GU1 1DB.

21. These terms and conditions shall be governed by the laws of England and Wales and any action arising out of these terms shall be litigated in, and only in, the courts of England and Wales and you hereby agree to submit to the exclusive jurisdiction of those courts and further agree that they are a convenient forum for you.

 

testimonials

Marshall Wooldridge has acted as our broker for the last 20 years that I have been involved with our club insurance and the service has always been exemplary. In that time we have had to make 3 or 4 claims and the response from their claims department has proved to be speedy and efficient. Most importantly the renewal procedure has always been hassle free and every effort is made to save the end user as much time as possible.
Nick Fraser, Chairman of Guiseley Cricket Club

Why choose a Chartered Insurance Broker?

Contact us

ECB Extracover:
0113 250 1836 or 0800 289301
Email: extracover@marswool.com

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